What's in it for you Private healthcare coverage for you and your family Genuine career development opportunities, including an annual €500 career development budget Access to training and development, including a mentoring programme, workshops, and the opportunity to progress onto our leadership programme Flexible working options, including working from home or our Milan or Rome offices, plus 60 days’ work anywhere Statutory leave entitlements plus extra days off on Christmas Eve, New Year's Eve, and your birthday Your own personal company Soldo card Employee Assistance Programme CAF Annual Fiscal & Financial Support The role Financial Services Tech Risk Specialist within our Financial Services Technology team in a fast‑growing fintech environment. The successful candidate will design, implement, and monitor transaction risk and AML controls across multiple payment products (card payments and bank transfers). Key Responsibilities Design, configure, and maintain transaction monitoring and AML rules for card payments and domestic & international bank transfers (SEPA, SWIFT, instant payments, faster payments, BACS, etc.) – including coding rule logic on the Featurespace platform, testing and deploying changes, and ensuring adherence to change‑management procedures and a full audit trail. Participate in regular meetings with the Risk & Compliance team to define priorities, refine backlog, and review implemented tasks. Monitor daily/weekly alerts generated by transaction monitoring systems and support escalation, investigation, reporting, and analysis of rule effectiveness and false‑positive rates. Support Risk & Compliance and Security teams in performing risk analysis on customer transactions, behaviours, and payment flows to identify fraud patterns, AML, and financial‑crime risks. Support regulatory and audit activities by providing documentation, data analysis, and explanations of risk rules, controls, incidents, and remediation actions. Stay up to date with regulatory requirements (AML, CTF, sanctions) and emerging fraud trends in the fintech and payments space. Deal with the external provider for BAU operations and resolution of low‑severity issues. Collaborate with FS Tech and Product Tech teams to enhance the Soldo transaction monitoring solution and resolve issues with the internal processing of events feeding into or originating from the solution. Participate in the testing and rollout of new payment products or changes to existing flows from a risk perspective. Requirements Experience in financial services risk, AML, fraud, or transaction monitoring, preferably in a fintech, bank, or equivalent payment institution. Strong hands‑on experience with AML and transaction monitoring tools such as Featurespace (preferred) and other platforms (Actimise, Feedzai, FICO, Stripe Radar, Lexis NEXis, SMASH, etc.). Proven experience in writing, modifying, and maintaining risk rules and scenarios. Solid understanding of AML/CTF frameworks. Knowledge of fraud typologies related to cards and bank transfers. Experience working with different payment types: card payments (credit, debit, prepaid) and bank transfers (SEPA, international wires, instant payments, faster payments, BACS). Strong analytical skills to interpret transaction data and identify risk patterns. Ability to balance risk mitigation with customer experience and business growth. Good understanding of regulatory expectations (EU AML directives, EBA guidelines, local regulations). Fluency in English (written and spoken). Nice to have Experience working in a regulated fintech or EMI. Knowledge of sanctions screening and PEP monitoring. Experience with SQL, data analysis tools, or dashboards (Tableau, Power BI). Familiarity with machine‑learning‑based monitoring tools. Experience supporting internal or external audits and regulatory inspections. Experience working in an Agile environment according to Scrum/Kanban methodology. Knowledge of Jira and Confluence. Personal Attributes Detail‑oriented with a strong sense of ownership. Comfortable working in a fast‑paced, evolving environment. Strong problem‑solving and decision‑making skills. Able to communicate risk concepts and the logic behind rules clearly to technical and non‑technical stakeholders. Collaborative mindset and proactive approach to risk management. #J-18808-Ljbffr